Life insurance is a contract between an insurance policy holder and an insurer (provider), where the insurer/provider promises to pay a designated beneficiary a sum of money in exchange for a premium, upon the death of an insured person. There are advantages of getting life insurance. You may not feel any benefit of monthly premium payment while you alive, but your family (beneficiaries) will get benefit of it. Ultimately, you are saving for them.
It is cheaper to get life insurance when there is no health condition developed. Once it is developed as you getting older and older, it is not impossible, but it will be more costly to get the life insurance. So why wait any longer... Lets book an appointment and meet at your earliest convenience.